Cycle Exchange

<h3 id="will-you-credit-score-me-and-if-so-what-does-this-mean">Will you credit score me and if so, what does this mean?</h3><p>Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.</p><p>This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.</p>

<h3>Will you credit score me and if so, what does this mean?</h3><p>Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.</p><p>This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.</p>

Will you credit score me and what does this mean?

Finance

How will I know the bike is going to fit me?

How do I know the bike I buy will be in good condition?

What currencies do you accept?

Do you do test rides?

What if I have a question about the bike once I've bought it?

Buying

What is part exchange/trade in?

Does my bike need to be cleaned and serviced prior to sending?

Will you price and accept any bike?

How do you price the bikes for sale?

Does my bike have to be in perfect condition to get a quote?

What if I can't bring the bike into the store?

Is the quoted price guaranteed?

How do I get paid when selling to you?

Selling Or Trading In?

Destination Restrictions

Track Your Order

Shipping & Delivery Costs

How We Pack

Returns Process

Orders Delivery & Returns

Warranty Summary

Warranty & Guarantee

Warranty

UK VAT and Import Duties

International Returns

International Customers

How do I choose PaybyFinance?

Who is Novuna?

Who is eligible to apply for online finance?

When do my repayments start?

Are there any arrangement fees or hidden extras for credit?

How do I apply for online finance?

What happens after my finance application is approved?

What type of information do credit reference agencies hold about me?

How do I obtain a copy of my credit information?

If my application is not successful can I reapply?

Can I request delivery to an address other than my home?

If I’ve lost the receipt for a bike I bought from you, can I get a duplicate?

Do you support young riders or sponsor athletes?

What is your policy on negotiating bike sale prices?

What is your returns policy for purchases?

How do I get a quote for my bike?

Can the trade-in value of my bike change over time?

What should I do if I encounter issues with my bike after purchase?

Will you credit score me and if so, what does this mean?

Will you credit score me and what does this mean?Updated 4 months ago

Will you credit score me and if so, what does this mean?